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MTN XtraTime Code To Borrow Credit


MTN XtraTime allows eligible MTN customers access airtime on credit when their account balance is too low to have ordinarily continued with an on-going call.The airtime received on credit can be used for all chargeable activities on the MTNN network.

For you to borrow credit from MTN, your number must have been active on the network for at least 12 months and your main account balance must be between N0 and N12.

MTN XtraTime attracts a service charge of 10% of the airtime borrowed. For example, if N100 XtraTime is requested for, a service fee of N10 is first deducted, and the remaining N90 is credited to the your special XtraTime account.

How To Borrow Credit On MTN Network

Dial *606#.

The following Menu will then be displayed:
1.            Check Eligibility Status
2.            Request for XtraTime
3.            Check XtraTime Balance
4.            XtraTime Transaction History
5.            AboutXtraTime
6.            Exit

Customers can then subsequently check eligibility status, request for XtraTime and learn more about XtraTime by dialling the corresponding USSD code.

Once XtraTime credit is exhausted, you will not be able to perform any other chargeable activities until the XtraTime borrowed is paid for. The loan will be deducted from your account when next you recharge your MTN line,

NB: Different XtraTime bands are available to different customers depending on the customer’s profile.

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